About Solo Funds Cash Advance

Our mission, editorial standards, and commitment to transparent consumer lending information.

Who We Are

An Independent Solo Funds Cash Advance Marketplace

Solo Funds Cash Advance is an independent consumer finance platform that connects Americans with licensed personal loan and cash advance lenders. We are not a lender — we are a comparison marketplace that aggregates offers from multiple licensed lending partners so borrowers can compare real options side by side before committing to any loan.

Our platform addresses a genuine consumer problem: finding a fair, transparent cash advance or personal loan is harder than it should be. Payday lenders charge triple-digit APRs. Traditional banks reject applicants with imperfect credit. Cash advance apps have opaque fee structures. We believe every American deserves to see their options clearly — including APR, total repayment cost, and monthly payment — before signing anything.

Our service is free for borrowers. We earn a referral commission when a lender in our network funds a loan, a model disclosed prominently throughout this site. This aligns our incentives with yours: we benefit when you find a lender who actually funds your loan, not when you receive a useless offer.

Who Our Content Is Written For

Our guides, comparisons, and blog articles are written for everyday Americans who need emergency cash, want to consolidate debt, or are simply exploring their borrowing options for the first time. We aim to explain complex financial topics in plain language without oversimplifying the risks involved.

Platform Quick Facts

Loan range$100 – $5,000

APR range5.99% – 35.99%

Repayment terms3 – 60 months

Credit check to compareSoft only (no impact)

Funding speed1–2 business days

Cost to borrowersFree

FTC Disclosure: This site earns compensation through referral relationships with lending partners. This compensation may influence which products appear on this site, but does not influence our editorial content, our descriptions of products, or our ability to report factual information about each product.

Editorial Standards

How We Create and Review Solo Funds Content

Solo Funds Content: Primary Source Standards

Financial statistics and regulatory information on this site are sourced from the CFPB, FTC, FDIC, and official lender disclosures. We do not publish unverified statistics or anecdotal data presented as fact. Where data may have changed, we note the source date and encourage readers to verify current figures directly.

Solo Funds Editorial Independence

Our content team operates independently from our commercial partnerships. No lending partner may influence the content we publish, the comparisons we present, or the ratings we assign. If a lender asks us to remove negative information, we decline. Our commercial relationships are fully disclosed and do not determine our editorial positions.

Solo Funds Content Corrections

Financial products, interest rates, and regulatory requirements change frequently. When we identify an error or receive a credible correction request, we update the relevant content and note the change. To report an error, please use our contact form. We typically resolve verified errors within 48 hours.

Solo Funds Regulatory Compliance

All lending partners in our network are required to hold valid state lending licenses in the states where they operate and to comply with applicable federal consumer protection law, including the Truth in Lending Act (TILA), the Equal Credit Opportunity Act (ECOA), the Fair Credit Reporting Act (FCRA), and the Military Lending Act (MLA). We do not work with lenders who operate outside of regulatory compliance or who engage in predatory lending practices.

If you experience a problem with a lender you connected with through our platform, we encourage you to contact the CFPB at consumerfinance.gov/complaint or your state’s financial regulatory agency. You can also contact us directly through our contact page and we will do our best to assist.

Our Solo Funds Platform Limitations

We are a marketplace, not a lender, financial advisor, or attorney. Nothing on this site constitutes financial, legal, or tax advice. Loan approval, interest rates, and terms are determined entirely by our lending partners based on their own underwriting criteria. We cannot guarantee that you will receive a loan offer or that any offer will meet your needs. We strongly encourage all borrowers to read the complete loan agreement provided by their chosen lending partner before accepting any offer.

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